Corporate Social Responsibility

The Corporate Social Responsibility Policy of the Company has combined a number of principles and approaches which serve as a guideline for the Company in all areas of its work.

In all spheres of its activity, the Company adheres to such values ​​as honesty, responsibility and transparency, demonstrating:

– fair treatment to all employees and clients,

– transparency in practical policies and in all spheres of activity,

– high standards in the fields of health, safety and environment,

– high standards of ethics in business relations.

The scope and main principles of the Company’s Corporate Social Responsibility policy include:

1) elimination of hunger, poverty and malnutrition, ensuring food security, promotion of health care,

2) promotion of education,

3) programs aimed at improving the living conditions of children, women, the elderly and people with limited abilities,

4) promotion of gender equality,

5) measures aimed at reducing social and economic inequalities,

6) ensuring environmental stability, preservation of flora and fauna and natural resources,

7) protection of national heritage, art and culture,

8) support of science, research and development programs,

9) quick response to disasters, including relief, rehabilitation and reconstruction works,

10) participation in various support programs implemented by the state.

Sustainable Development Goals

The Company is guided by the following Sustainable Development Goals adopted by the United Nations (https://www.un.org/sustainabledevelopment/news/communications-material/):

• NO POVERTY – Eliminate poverty everywhere, in all its manifestations and forms,
• ZERO HUNGER – Eliminate hunger, achieve food security and improved nutrition, promote sustainable agricultural development,
• GOOD HEALTH AND WELL-BEING – Ensuring healthy lives and promoting well-being for all, regardless of age,
• QUALITY EDUCATION – Ensure inclusive and relevant quality education for all and promote lifelong learning opportunities,
• AFFORDABLE AND CLEAN ENERGY – Provide access to affordable, reliable, sustainable and modern energy for everyone,
• DECENT WORK AND ECONOMIC GROWTH – Promote sustainable, inclusive and sustainable economic growth, full and productive employment and decent work for all,
• INDUSTRY, INNOVATION AND INFRASTRUCTURE – Create resilient infrastructures, support inclusive and sustainable industry development and promote innovation,
• SUSTAINABLE CITIES AND COMMUNITIES – To make cities and human settlements inclusive, resilient, safe and sustainable,
• RESPONSIBLE CONSUMPTION AND PRODUCTION – Ensure sustainable models of consumption and production,
• CLIMATE ACTION – Take immediate action to combat climate change and its impacts.

The Company values ​​client protection, for which it discloses to clients all financing costs and takes measures to prevent clients’ overindebtedness, as well as ensures the confidentiality of clients’ information.

Internal Social Responsiblity

The Company provides safe working conditions for its employees that comply with all health and sanitary norms, as well as offers many benefits to its employees.

The Company provides equal opportunities to all employees as well as job applicants, excluding any discrimination related to race, skin color, ethnic or national origin, religion or belief, marital status and sexual orientation.

The Company takes all reasonable measures to ensure that employees with physical disabilities participate in all Company functions on an equal basis with other employees.

The Company encourages employees to participate in training programs organized by local and foreign organizations.

Environmental Responsibility

The Company promotes the use of energy-saving and environmentally friendly materials in construction and renovation works and supports clients in developing and implementing mechanisms for the use of energy-efficient energy sources.

The Company emphasizes issues related to environmental safety in its relations with supplier organizations, applying a procurement policy that gives priority to organizations that offer environmentally friendly materials.

The Company strives to maximize energy efficiency by reducing energy consumption in lighting, heating, ventilation, and kitchen appliances. The Company also strives to reduce the amount of paper used by encouraging employees to use electronic document management and to reuse used paper.