The list of necessary information and documents required from individual entrepreneurs
for considering the loan application

• Loan Application, /see attached/
• Brief information on the business activities and investment program of the IE (including loan spending, forecasting),
• The agreement/s/ for the implementation of credit history inquiries from “ACRA Credit Reporting” CJSC, /see attached/
• Certificate of presence / absence of affiliated legal entities and individual entrepreneurs with IE ,/see attached/
• Copies of documents evidencing the right of ownership of IE’s place of business activity /if available/ and the right to lease / if available/,
• Statement on the IS’s bank account,

Legal Documents of the Individual Entrepreneur

• Certificate issued by the State Register of Legal Entities of the Ministry of Justice of the Republic of Armenia with its inserts (copies) /if available/,
• Extract about Individual Entrepreneur from the State Register of Legal Entities of the Republic of Armenia ,
• Copy of IE’s passport, social cards /if available/ and identification cards for reading /if available/,

Documents related to the IE’s activities

• Financial statements (balance sheet, income statement, statement of cash flows) signed and stamped (if there is a seal), /see attached/
• Tax reports,
• Copies of current sales contracts /if available/
• Copies of repayment schedules of current loan and pledge contracts /if available/,

In case of pledging real estate

• Copy of property certificate, as well as, if it is necessary copies of all bases for providing the property certificate,
• Copies of passports, social cards/if available/ ID cards for reading / if available/ as well as, if it is necessary marriage/divorce certificates and
  other legal documents of all the owners and co-owners of real estate.
• Reference on specific qualitative and quantitative characteristics of real property and individual rights (restrictions) on it, issued by the
  Committee of Real Estate Cadastre of the Republic of Armenia,

In case of pledge of vehicles

1. A copy of the certificate of state registration of ownership of the vehicle,
2. A copy of the certificate of registration of the vehicle,
3. Copies of passports, social cards/if available/ ID cards for reading / if available/ of owner of the vehicle,

References

1. A reference from the State Revenue Committee of the Republic of Armenia on the obligations of the IE towards the state budget of
   the Republic of Armenia,
2. A certificate of valuation of the property offered for pledge /if available/, issued by a specialized independent valuation company
   cooperating with the corporation,

Other additional documents, the necessity of which is decided by credit organization.