Beneficiaries
Legal entities, communities, individual entrepreneurs
Loan currency
AMD, USD
Interest rate after subsidy
5% in AMD, 4.5% in USD
2% in AMD, 2.5% in USD – for the cultivation of non-traditional high-value crops, including legumes, the introduction of modern irrigation systems without laying a garden, or the construction of water pools
0% in AMD, 1.5% in USD – in border areas, agricultural cooperatives, combat invalids, young people engaged in agriculture (individuals under the age of 18-35, including individual entrepreneurs, commercial legal entities with one founder)
| Direction | Repayment period | Grace period |
| Horticulture | 8 years | up to 5 years |
| hail protection networks without laying a garden | 7 years | up to 3 years |
| modern irrigation systems without laying a garden | 4 years | up to 1 year |
|
2 years (in the case of asparagus – 5 years) | up to 1 year (in the case of asparagus – up to 4 years) |
You can get acquainted with the details of the program at the following link
Amounts payable to the Development and Investment Corporation of Armenia for the provision of a loan
The corporation does not set any other fees for services.
Possible early repayment terms and conditions
There are no fines or penalties for early repayment of the loan.
Useful information
- In case of necessity to change significant conditions (interest rate, commission, penalty, term, volume of liability)
which will increase the liability of the guarantor or cause other adverse consequences, the guarantor shall be
notified in advance (7 days before the change). the mentioned change is made in accordance with the procedure
pre-selected by the guarantor, and in case of the latter’s consent, the mentioned change is made. - The customer has the right to communicate by mail or e-mail.
Other lending terms are common to all types of loans you can find at the following link.
Last update
29.08.2025 17:51