The list of necessary information and documents required from
legal entities for considering the loan application

• Loan Application  /see attached/
• The decision of the competent authority of the Company for taking a loan and pledge/ in case of collateral/
  or a reference that the transaction is not considered as major,  established by the RA legislation,
• Brief information about the Company’s business activities and investment program /including loan spending, forecasting/
• The agreement for the implementation of credit history inquiries from “ACRA Credit Reporting” CJSC, /see attached/
• Certificate of presence/absence of affiliated legal entities and individual entrepreneurs; /see attached/
• Copies of documents evidencing the right of ownership of company’s place of business activity /if available/ and the
  right to lease /if available/,
• Statement on the Company’s bank account,

Legal Documents of the Company

• Charter of the Company with all its amendments /copy/,
• Certificate issued by the State Register of Legal Entities of the Ministry of Justice of the Republic of Armenia with its
  inserts (copies) /if available/,
• Extract from the State Register of Legal Entities of the Republic of Armenia on the Company  (for joint-stock companies,
  also a certificate of securities owners (nominees) shareholders of the company from the Central Depository),
• Statement about restrictions on the Company’s shares (for joint-stock companies),
• Copy of Director’s passport,  social cards /if available/ and identification cards for reading /if available/,
• More than 10% of company’s shareholders’ equity:
• copies of passports of Individuals-participants / shareholders / members, copies of social cards /if available/, identification
  cards for reading /if available/,
• the charter of the organization of the legal entities that are participants / shareholders / with all changes / copy /, certificate
  issued by the State Register of Legal Entities of the Republic of Armenia with all inserts / copy / issued by the State Registry
  of Legal Entities of the Republic of Armenia company certificate (for joint-stock companies, also a certificate of securities owners
  (nominees) shareholders of the company from the Central Depository),

Documents related to the company’s activities

• Financial statements (balance sheet, income statement, statement of cash flows) signed and stamped /if there is a seal/,
  /see attached/
• Tax reports,
• Copies of current sales contracts /if available/
• Copies of repayment schedules of current loan and pledge contracts, /if available/

In case of pledging real estate    

• Copy of property certificate, as well as, if it is necessary copies of all bases for providing the property certificate,
• Copies of passports, social cards /if available/ ID cards for reading / if available/ as well as, if it is necessary marriage/divorce
  certificates and other legal documents of all the owners and co-owners of real estate,
• Reference on specific qualitative and quantitative characteristics of real property and individual rights (restrictions) on it, issued
  by the Committee of Real Estate Cadastre of the Republic of Armenia,

In case of pledge of vehicles

•  A copy of the certificate of state registration of ownership of the vehicle,
• A copy of the certificate of registration of the vehicle,
• Copies of passports, social cards/if available/ ID cards for reading / if available/ of owner of the vehicle,

References

• A reference from the State Revenue Committee of the Republic of Armenia on the obligations of the Company towards the state
  budget of the Republic of Armenia,
• A certificate of valuation of the property offered for pledge /if available/, issued by a specialized independent valuation company
  cooperating with the corporation,

Other additional documents, the necessity of which is decided by credit organization.